Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

Universal life: Your Policy May Be Evaporating

Do you own any life insurance that has cash values? Then we need to talk. Here's why:

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Are We In the Middle of a Loneliness Epidemic?

“Our crowded, lengthy commutes are making us more lonely than ever.” “Eating alone is BAD for your health - especially if you're a man, study shows.” “Japan’s solution to loneliness: virtual wives.” “Loneliness: a silent plague that is hurting young people most.”

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Market Realities Finally Catch Up with the Red Cross

A rhetorical question for readers of all economic classes: on a normal, disaster-free day, is the American Red Cross your go-to when you’re sick, hungry, lacking clothes, or in search of life’s necessities?

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The Scandalous Truth about Obamacare Is Laid Bare

It’s not just that Obamacare is financially unsustainable. More seriously, it is intellectually unsustainable, even though this truth has been slow to emerge. This has come to an end with President Trump’s executive order.

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$1 Million in Your Retirement Plan, Guaranteed

Business owners and professionals -- Are you saving enough for retirement?

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If American Healthcare Kills, European Healthcare Kills More

The moral argument for universal healthcare is simple: more people receiving medical care means fewer preventable deaths. If universal healthcare, such as single-payer, leads to less death, then it is obviously the superior moral choice. Add a comment

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Your House Does Not Need a New Roof at My Expense

Pardon the pun, but I would like to discuss the subject of “sunk costs” in the context of hurricane-induced flooding.

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Brent D. Gardner, CLU, ChFC