Business Protection

• Protect your business from the loss of a Key Person due to death, disability, critical, or chronic illness

• Every business owner will one day be out of business, one of five ways: death, disability, retirement, voluntary sale, or bankruptcy. What I do is help the owner make sure that no matter which way they exit the business that they get out with maximum profit. You should start your plan with a Buy/Sell Agreement

Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

Retirement Planning

Convert your IRA to a Roth IRA

Avoid the Next Stock Market Crash

Do you want to protect your retirement savings from stock and bond market losses?

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Affordable Care Act Getting Worse

If you thought Obamacare was bad already, it's going to get worse. Much worse.

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Three Ways to Pay for Life Insurance - No Equity

There are many ways to pay for Life Insurance, here are three alternatives that are not designed to build cash values.

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We're All Bullet Proof

Until the bullet with our name on it finds us.

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Three Ways to Pay for Life Insurance - With and Without Equity

There are many ways to pay for Life Insurance, here are three more alternatives: One without and two with cash values.

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The Coverage Gap Under Obamacare, aka Affordable Care Act

Regardless of which side of the political fence you sit, or what your opinion is of the Affordable Care Act, commonly called "Obamacare," there is a gigantic gap in coverage that all working Americans must deal with.

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On Loyalty

I learned about loyalty during my first year as a career life insurance agent. Yesterday, I was reminded about the value of loyalty.

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Brent D. Gardner, CLU, ChFC