Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

Business Protection

• Protect your business from the loss of a Key Person due to death, disability, critical, or chronic illness

• Do you have a Buy/Sell Agreement?

Avoid the Next Stock Market Crash
Monday, 13 October 2014 16:26

Do you want to protect your retirement savings from stock and bond market losses?

Not all IRAs and Roth IRAs are created the same.

Some Individual Retirement Accounts offer:

  • Principal protection
  • Guaranteed growth
  • Guaranteed lifetime income during retirement
  • A strategy to avoid the 10% penalty tax for early retirement, before age 59½
  • A strategy to avoid the 50% penalty tax for failure to take Required Minimum Distributions, or RMDs
  • Increased income for impaired health or confinement in a long term care facility
  • Larger benefits for heirs

Would you like to learn more about IRAs and Roth IRAs that avoid stock and bond market losses? If you do, then complete the form below.


Brent D. Gardner, CLU, ChFC