Brent D. Gardner, CLU, ChFC

Long live the spirit of Ragusa!

Even if the federal government possessed the power to jump into the crisis, it’s hard to conceive of any action it might have taken that would have better met the challenge than what Philadelphians did, crude though it seems by today’s standards.

Whenever I give a talk about health care, I ask the audience, “What is the worst addiction problem we have in the United States?”