Tax Free Retirement

Roth IRA
Roth 401(k)
Life Insurance

IRS Announces Pension Plan Limitations for 2012

Today the Internal Revenue Service announced cost-of-living adjustments that affects limitations for pension plans and other retirement-related items for Tax Year 2012. What this means to you: Larger income tax deductions!

Add a comment
Read more...
 
Life Insurance - Why Annual Reviews Are Important

Your phone rings. You look at the caller ID; notice that it's your life insurance agent. Then you click the ignore key on your cell phone. How much can that one action cost you and your family?

Add a comment
Read more...
 
Changing Careers

It can be exciting changing jobs, whether you're simply changing companies in the same or similar occupation, or taking the big leap from one career to an entirely different one. A career change also presents one with opportunities and decisions regarding their financial plans.

Add a comment
Read more...
 
Life Insurance is Not an Investment

At least, that's not what the government wants you to think.

Add a comment
Read more...
 
Variable Annuity Manufacturers Jump The Shark

This has been long in coming. One of the drawbacks of living benefit riders on VAs is that the primary source of new premium - IRA Transfers and 1035 Exchanges - will dry up (at least until the cost of hedging drops, and the return on insurance company general accounts return to what was originally expected when priced). When a living benefit rider is in the black, meaning it pays to stay more than it can possible pay the client to switch, new premium dries up fast.

Add a comment
Read more...
 
Life Insurance has a Distribution Problem

The average age of life insurance agents approaches 60, we're at a 50 year low in individual life insurance ownership, and the industry seems to be wondering what to do next.

Add a comment
Read more...
 
Life Insurance on Children

If you search the Internet for articles on the topic of life insurance on children, you will find all sorts of differing opinions. Many of these opinions are negative on the subject, and quite a few outright attack life insurance agents for selling life insurance that covers children. There is one thing all these negative articles have in common:  Not a single one is based on the real life experience of delivering a claim check when a child dies unexpectedly. Add a comment

Read more...
 
<< Start < Prev 21 22 23 Next > End >>

Page 22 of 23

Brent D. Gardner, CLU, ChFC